Klarna is a fast and simple payment method which allows you to spread the cost of a purchase across 4 equal interest-free payments when you purchased over $35, with no added cost or hassle. Payments are automatically collected bi-weekly from your own debit or credit card. The total amount charged to your card is no greater than if you simply paid for the entire purchase up front (as long as all payments are completed on schedule). For more info visit Klarna here.